LAWSUITS & DISPUTES

Today, many small businesses operate without liability insurance - with the exception of the workers' compensation insurance, which is required by law. In many cases, business owners simply want to cut down on operating costs, but in today's climate in which worker compensation claims have skyrocketed, operating without any liability coverage is a highly volatile practice.

One of the great parts of the owner finance home sale is the opportunity to work with the buyer in the case of financial problems. By creating a solution that works for both parties a home owner is more than likely to stay in the house and the loan holder will continue to receive monthly payments. If a solution cannot be created then unfortunately foreclosure might be the only option to take. This article will present a look and some of the different ways foreclosures can be handled.

President Obama recently signed the Lilly Ledbetter Fair Pay Act of 2009 into law, reshaping the discrimination and equal pay claims statute of limitations. The Lilly Ledbetter Bill significantly extends the amount of time with which employees can file for discriminatory pay claims, and this change alone can have very substantial impacts on employers and their human resource managers.

A lawsuit filed by the world's largest maker of stun guns, against the company, which runs one of the most popular "virtual world" sites, raises concerns about policing trademarks in the digital world. Traditionally, policing your trademarks meant monitoring online and offline publications and other places where your trademark may be infringed. Now that actual commerce is occurring in virtual communities such as Second Life, the scope of policing has widened.

If you are concerned about your home mortgage loan, a possible foreclosure, or even just overall financial hardship, you should first take solace in the fact that a loan modification is a realistic means of navigating these tough times. A loan modification can make your monthly mortgage payment affordable, which can not only help you keep your house, but also help you with your overall budget.

Lender's title insurance protects a lender against claims and losses that may arise disputing the ownership of property in court. Homeowners may also purchase title insurance to protect their interests in the property. Unlike many other policies that have annual premiums, this insurance requires only a one-time premium payment. Knowing the price of title insurance will help an individual during the process of comparison shopping.